The IRS stood down on a controversial issue, and it’s a good thing for retirement savers. Details can be found in: Clarifying Notice 2014-54. Before I explain, let’s cover some important basics.

Whatever is happening in the world right now may cause your retirement account’s value to fluctuate some, but will not likely impact your long term plan. That is, unless you decide to behave poorly

Why do you invest? I bet you can offer a couple of decent reasons why you have money in the financial markets.

“A good traveler has no fixed plans, and is not intent on arriving.” -Lao Tzu    My wife and I love to travel, but we approach it differently. She prefers following a strict itinerary. Her best case scenario involves coupling maximum predictability with minimum variability. She will spend months planning for a week long trip. Her…

Instantly accessible information has made seriously cynical consumers out of us all of us. Using our surgically connected devices, everything gets checked out. At this point, basic purchases require a forensic audit of every mention the item or service has ever had long before we are ready to commit.